Question 1

Is Zeyntra insurance?

Accepted Answer

No. Zeyntra is a rental support platform. We check the tenant and lease setup, explain what support applies, and help manage the process if rent is missed. The exact support depends on the plan and province.

Question 2

Who pays for Zeyntra?

Accepted Answer

It depends on how the property is set up. Some plans are tenant-paid, some are landlord-paid, and some are shared. Before anyone signs up, we show the price clearly so there are no surprises.

Question 3

Does Zeyntra work across Canada?

Accepted Answer

Canadian rental rules differ province to province. We check the province before moving forward. Ontario, Quebec, British Columbia, and Alberta are currently supported. If your province isn't ready yet, you can request to be notified when it launches.

Question 4

When does my plan start?

Accepted Answer

Your plan starts only after the property, tenant, price, province, and selected support option are reviewed. The website explains how Zeyntra works, but the final details are always shown before you move ahead.

Question 5

What is Rent Power?

Accepted Answer

Rent Power is a monthly dollar range — lower, recommended, upper, and stress-floor amounts — calculated from consented evidence and shown to the tenant. In Canada, landlords receive only a generic verification status for holistic human review; the range, proposed-rent fit, ratios, raw income, balances, and transactions remain private.

Question 6

Can I request a copy of Zeyntra's terms or agreement documents?

Accepted Answer

Yes. You can request sample terms, support details, or compliance documentation at any time before signing up. Just use the 'Request details' link on any plan card or contact us directly.

Question 7

What protection is provided for landlords?

Accepted Answer

It depends on the plan. Standard provides essential protection including damage support and up to 4 months of missed-rent support. Flex extends this to 6 months. Complete provides up to 12 months of missed-rent support, priority tribunal review during LTB or TAL delays, and expanded tenant recovery coordination.

Question 8

What happens if a tenant misses rent?

Accepted Answer

First, we review what happened and check whether the plan applies. Then we organize the next steps, keep records in one place, and guide you through the process. The goal is to make a stressful situation manageable.

Question 9

How long does a support request take?

Accepted Answer

Once you submit a request, our team reviews it within 48 hours. If the service terms are met, we begin processing support payouts immediately. You don't need to wait for the LTB or TAL hearing to be resolved before receiving support.

Question 10

What is the difference between Standard and Complete?

Accepted Answer

Standard gives you essential protection: damage support and up to 4 months of missed rent (aligned with Ontario Bill 60 timelines). Flex extends support to 6 months for cautious landlords. Complete is for maximum protection: up to 12 months of missed rent, priority review during tribunal delays, and expanded coordination if tenant recovery is needed.

Question 11

How does the security deposit alternative work?

Accepted Answer

Instead of paying a large amount upfront, you pay a monthly Zeyntra membership of 2% of your rent. Your total payments are capped at the deposit equivalent for your province — so you can never overpay. After the cap is reached, your membership continues at $0/month. You keep more cash for moving costs, and your landlord still gets a clear support plan.

Question 12

What is Zeyntra Circle?

Accepted Answer

Zeyntra Circle is a property participation model. You contribute to a curated pool tied to real, managed rental properties. As those properties generate rental income, you receive your share of the distributions based on your participation. It's a way for renters to participate in property income without buying a whole property.

Question 13

How do I join a Circle?

Accepted Answer

Browse the available property pools in the Zeyntra app. Each pool shows the properties it covers, the expected distribution schedule, and the minimum participation. Once you choose a pool and your eligibility is confirmed, your participation is recorded and distributions begin on the next cycle.

Question 14

Is Zeyntra Circle guaranteed income?

Accepted Answer

No. Distributions depend on the rental performance of the properties in your Circle. Zeyntra selects and manages the properties carefully, but property income can vary based on occupancy and market conditions. Past distributions do not guarantee future results.

Question 15

What is Pathway to Ownership?

Accepted Answer

Pathway to Ownership is a program where a portion of your monthly rent is tracked and credited toward a future down payment. You build equity while renting, and when you're ready to buy, those credits count toward your purchase. There's no obligation to buy, and your rental agreement is not affected if your plans change.

Question 16

Can I use Zeyntra if I just arrived in Canada?

Accepted Answer

Yes. Zeyntra is designed to work for newcomers who have no Canadian credit history. You can apply using international bank statements, proof of funds, employment letters, or your study/work permit. No Canadian credit score is required to get started.

Question 17

Does Zeyntra protect landlords who rent to newcomers?

Accepted Answer

Absolutely. Zeyntra provides full lease-term rent protection for landlords renting to newcomers, regardless of the tenant's credit history. We verify the tenant through alternative documentation and give the landlord the same protection as any other verified tenant.

Question 18

Does Zeyntra work with settlement agencies?

Accepted Answer

Yes. Zeyntra partners with IRCC-funded settlement agencies across Canada. If your settlement worker recommends Zeyntra, ask about reduced fees for agency-referred clients. We are actively building partnerships with organizations that support newcomers.

Your questions, answered.